Are You A Fiduciary?

Anyone who exercises authority or control over a group health and welfare benefit plan can incur personal liability. Rizor & Nolan Advisors created this informative email series to give you advice on how to manage your health and welfare benefit plans, and to tell you about the advantages of working with our expert team. What Most Employers Don’t Know

DOL Collecting

ERISA Collecting Billions Annually in Fines and Penalties Rizor & Nolan Advisors created this informative email series to give you advice on how to manage your health and welfare benefit plans, and to tell you about the advantages of working with our expert team. Many employers with fewer than 1,000 employees are not in compliance. A

Play or Pay Analysis

The results of a “Play or Pay Analysis” could surprise you. The Affordable Care Act requires all employers to provide health insurance to their employees that work 30 hours per week or more, which is the new definition of full-time. If an employer has more than 50 full-time equivalent employees they must “play or pay.”